ACCIDENT & DISABILITY	CANCER, HEART ATTACK & STROKE	LONG-TERM CARE
RETURN OF PREMIUM	TESTIMONIALS

Accident & Disability Insurance Coverage

While you may not be able to see an accident coming, YOU CAN help prepare yourself to withstand one with the protection of Platinum Services' Accident & Disability Coverage.

90% of disabling accidents and illnesses are not work related.¹
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Disability causes nearly 50% of all mortgage foreclosures, compared to 2% caused by death.²
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72% of Americans don't have enough savings to meet short-term emergencies.³

Platinum's Protective Benefits: Hospital Confinement Emergency Room Services, Treatment Ambulance Services Outpatient Therapy and Surgery Fracture and Prosthesis Benefits Monthly Disability Accidental Dismembership Accidental Death Return of Premium... With the Return of Premium feature, you are paid if you have an accident AND may be paid if you don't!	Learn how you can help your family survive financial challenges brought on by an accident or disability. DOWNLOAD STANDARD PRODUCT BROCHURE* *Product benefits and limitations vary by state. Please contact a Platinum Services representative for complete information about products available in your state.
To speak with a Platinum Representative call, 1-800-765-1454
1 National Safety Council, Injury Facts 2004 Ed. 2 Discounting The Debtors Will Not Make Medical Bankruptcy Disappear, Health Affairs, March/April 2006; 25(2): w84-w88 3 National Investment Watch Survey; A.G. Edwards, Inc. 2004